LendingDirect

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Fast Business Loans, Made Simple.

Get approved quickly with Lending Direct. Funding tailored to your business needs.

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Easy Loan Calculator

Calculate Your Business Loan Payment

Get an estimate of your weekly payments for business financing

Loan Amount

$5K50,000K$500K

Loan Term (Months)

6 months18 months36 months

15%Average Rate

Our average competitive rate for all qualified borrowers

Weekly Payment

$785

Weekly Payment:$785

Monthly Payment:$3,399

Total Interest:$11,250

Total Amount:$61,250

*Rates and terms vary by applicant and qualification

Easy Loan Calculator

Calculate Your Business Loan Payment

Get an estimate of your weekly payments for business financing

Loan Amount

$5K50,000K$500K

Loan Term (Months)

6 months18 months36 months

15%Average Rate

Our average competitive rate for all qualified borrowers

Weekly Payment

$785

Weekly Payment:$785

Monthly Payment:$3,399

Total Interest:$11,250

Total Amount:$61,250

*Rates and terms vary by applicant and qualification

How It Works

Our Loan Process

Get Started

Step One

Enquire Online – Quick, hassle-free.

Step Two

We'll be in touch – We’ll guide you to the best fit.

Step Three

Get Funded – Fast approval and money in your account.

Start Today

Take the first step toward funding your business!

Our Services

Discover Your Options, Today.

At Lending Direct, we make securing business finance fast and stress-free. Whether you’re expanding, covering cash flow, or investing in growth, our team connects you with the right loan at the best rate — without the long waits and confusion.

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90%

Approval Rates

24Hrs

Till funding once approved!

Your Partner In Growing Your Business.

Running a business is tough — getting finance shouldn’t be. At Lending Direct, we cut through the noise and get you approved faster with solutions built for small and growing businesses.

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Real Stories. Real Results.

Trusted by Business Owners Across Australia.

“Lending Direct made it so easy. I applied on Monday and had funds in my account by Wednesday. Exactly what my business needed.”

— Sarah L.

Café Owner

“We needed cash flow support during a busy season. The team at Lending Direct secured us the best rate and made the process stress-free.”

— Rebecca K.

Online Retailer

“I’ve dealt with banks before and it’s always a headache. Lending Direct was fast, transparent, and actually cared about my business.”

— Michael P.

Logistics Company Director

“As a tradie, paperwork usually slows me down. Lending Direct handled everything quickly and explained my options clearly. Couldn’t be happier.”

— James T.

Contractor

"Lending Direct understood my situation and gave me options the banks never would. The whole process was quick, simple, and stress-free. I’ll definitely be coming back."

— Emma R.

Freelance Designer

"Our business needed funding to take on a big project. Lending Direct moved fast and kept everything transparent. We had the cash flow we needed in days, not weeks."

— David M.

Construction Manager

Blog

Insights on Business Loans

Stay informed with expert articles, tips, and guides to help you secure, manage, and grow with the right financing.

Cashflow Lending

2 min read

What Is Cashflow Finance and How Can It Help Your Business Thrive?

Cashflow finance is a powerful tool that helps Australian businesses access fast funding based on their future revenue.

Working Capital

2 min read

5 Signs Your Business Needs a Working Capital Loan

Your business might be profitable on paper — but if cashflow’s tight, things get stressful fast.

Business Finance

2min read

Why More Aussie Business Owners Are Turning to Alternative Cashflow Lenders

Banks can be slow, overly strict, and hard to deal with — especially for self-employed business owners.

View all

Ready to Grow Your Business?

Secure the funding you need — quick, simple, and direct.

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FAQs

Got Questions About Business Loans? We’ve Got Answers.

What is a business loan?

A business loan provides funds to help your company grow, cover expenses, or manage cash flow. You borrow a set amount and repay it over time, usually with interest.

How does approval work?

Enquire online in minutes. We’ll review your details, match you with the best loan options, and give you a decision quickly — often within 24 hours.

What are the costs?

Getting a loan with Lending Direct is 100% free — no fees, no hidden charges, and full transparency from start to finish.

Can I refinance my current loan?

Yes. Many businesses refinance to lower repayments, access better rates, or free up cash flow. We can help you compare options.

What documents do I need?

Most applications require basic business details — like ABN, recent bank statements, and proof of identity. No lengthy paperwork needed.

Are you a lender?

No — Lending Direct is not a lender. We are a referral service that connects business owners with trusted third-party lenders. All loan decisions, terms, and approvals are handled directly by the lender.

Offer credit or financial advice?

No — we do not provide credit or financial advice. Any information we provide is general in nature and for referral purposes only. All assessment and advice will be provided by the lender once you’re connected.

Who am I borrowing from?

You’ll be borrowing directly from a registered business lender. We simply refer you to them — all loan agreements are between you and the lender.

Is my information safe?

Yes — your details are only shared with the lender we refer you to, for the purpose of assessing your application. We do not sell or distribute your information to any third parties.

What is a business loan?

A business loan provides funds to help your company grow, cover expenses, or manage cash flow. You borrow a set amount and repay it over time, usually with interest.

How does approval work?

Enquire online in minutes. We’ll review your details, match you with the best loan options, and give you a decision quickly — often within 24 hours.

What are the costs?

Getting a loan with Lending Direct is 100% free — no fees, no hidden charges, and full transparency from start to finish.

Can I refinance my current loan?

Yes. Many businesses refinance to lower repayments, access better rates, or free up cash flow. We can help you compare options.

What documents do I need?

Most applications require basic business details — like ABN, recent bank statements, and proof of identity. No lengthy paperwork needed.

Are you a lender?

Offer credit or financial advice?

Who am I borrowing from?

You’ll be borrowing directly from a registered business lender. We simply refer you to them — all loan agreements are between you and the lender.

Is my information safe?

Yes — your details are only shared with the lender we refer you to, for the purpose of assessing your application. We do not sell or distribute your information to any third parties.

What is a business loan?

A business loan provides funds to help your company grow, cover expenses, or manage cash flow. You borrow a set amount and repay it over time, usually with interest.

How does approval work?

Enquire online in minutes. We’ll review your details, match you with the best loan options, and give you a decision quickly — often within 24 hours.

What are the costs?

Getting a loan with Lending Direct is 100% free — no fees, no hidden charges, and full transparency from start to finish.

Can I refinance my current loan?

Yes. Many businesses refinance to lower repayments, access better rates, or free up cash flow. We can help you compare options.

What documents do I need?

Most applications require basic business details — like ABN, recent bank statements, and proof of identity. No lengthy paperwork needed.

Are you a lender?

Offer credit or financial advice?

Who am I borrowing from?

You’ll be borrowing directly from a registered business lender. We simply refer you to them — all loan agreements are between you and the lender.

Is my information safe?

Yes — your details are only shared with the lender we refer you to, for the purpose of assessing your application. We do not sell or distribute your information to any third parties.

Still have questions?

We're here to help you navigate the process.

Get In Touch

LendingDirect