LendingDirect

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Effective Date: 2 September 2025

Privacy Policy

Lending Direct Pty Ltd (ABN 30 690 265 733) (“we”, “us”, or “our”) is committed to protecting your privacy and handling your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).This Privacy Policy outlines how we collect, use, store and disclose your personal information.

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  1. What Information We Collect

    We may collect the following personal information:
    • Your name
    • Phone number
    • Email address
    • Business name and ABN
    • Financial information relevant to loan referrals
    • Bank statements (if you submit them)
    • Any other information you provide to us voluntarily (e.g. through forms, emails, phone calls)


  1. How We Collect Your Information

    We collect your personal information when you:
    • Submit an enquiry through our website or email
    • Speak with us over the phone
    • Provide documents or data for referral to a lender
    • Opt-in to receive communicationsWe may also collect information from third-party tools or lenders, with your consent.


  1. Why We Collect Your Information

    We collect and use your personal information to:
    • Assess your business loan needs
    • Refer you to our panel of non-bank business lenders
    • Communicate with you about your enquiry
    • Provide updates, customer support or general information
    • Comply with legal and regulatory obligations


  1. Disclosure to Third Parties

    We may share your personal information with:
    • Our panel of lenders or finance providers (with your consent)
    • Service providers (e.g. email services, cloud storage)
    • Regulatory or legal authorities if required by lawWe will never sell your personal information to third parties.


  1. How We Store and Protect Your Information

    We store your information securely using industry-standard systems. We take reasonable steps to protect your data from:
    • Unauthorised access
    • Misuse or interference
    • Loss, modification or disclosureIf we no longer require your information, we will take reasonable steps to destroy or de-identify it.


  1. Accessing or Updating Your Information

    You may request access to, or correction of, the personal information we hold about you by contacting us using the details below.We will respond to your request within a reasonable timeframe.


  1. Cookies and Website Analytics

    Our website may use cookies to enhance user experience and track usage data. You can adjust your browser settings to refuse cookies if you prefer.We may also use analytics tools (e.g. Google Analytics) to understand how users interact with our website.


  1. Links to Third-Party Websites

    Our website may contain links to external websites. We are not responsible for the privacy practices or content of third-party sites.


  1. Changes to This Policy

    We may update this Privacy Policy from time to time. The latest version will always be available on our website.

Ready to Grow Your Business?

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FAQs

Got Questions About Business Loans? We’ve Got Answers.

What is a business loan?

A business loan provides funds to help your company grow, cover expenses, or manage cash flow. You borrow a set amount and repay it over time, usually with interest.

How does approval work?

Enquire online in minutes. We’ll review your details, match you with the best loan options, and give you a decision quickly — often within 24 hours.

What are the costs?

Getting a loan with Lending Direct is 100% free — no fees, no hidden charges, and full transparency from start to finish.

Can I refinance my current loan?

Yes. Many businesses refinance to lower repayments, access better rates, or free up cash flow. We can help you compare options.

What documents do I need?

Most applications require basic business details — like ABN, recent bank statements, and proof of identity. No lengthy paperwork needed.

Are you a lender?

No — Lending Direct is not a lender. We are a referral service that connects business owners with trusted third-party lenders. All loan decisions, terms, and approvals are handled directly by the lender.

Offer credit or financial advice?

No — we do not provide credit or financial advice. Any information we provide is general in nature and for referral purposes only. All assessment and advice will be provided by the lender once you’re connected.

Who am I borrowing from?

You’ll be borrowing directly from a registered business lender. We simply refer you to them — all loan agreements are between you and the lender.

Is my information safe?

Yes — your details are only shared with the lender we refer you to, for the purpose of assessing your application. We do not sell or distribute your information to any third parties.

What is a business loan?

A business loan provides funds to help your company grow, cover expenses, or manage cash flow. You borrow a set amount and repay it over time, usually with interest.

How does approval work?

Enquire online in minutes. We’ll review your details, match you with the best loan options, and give you a decision quickly — often within 24 hours.

What are the costs?

Getting a loan with Lending Direct is 100% free — no fees, no hidden charges, and full transparency from start to finish.

Can I refinance my current loan?

Yes. Many businesses refinance to lower repayments, access better rates, or free up cash flow. We can help you compare options.

What documents do I need?

Most applications require basic business details — like ABN, recent bank statements, and proof of identity. No lengthy paperwork needed.

Are you a lender?

No — Lending Direct is not a lender. We are a referral service that connects business owners with trusted third-party lenders. All loan decisions, terms, and approvals are handled directly by the lender.

Offer credit or financial advice?

No — we do not provide credit or financial advice. Any information we provide is general in nature and for referral purposes only. All assessment and advice will be provided by the lender once you’re connected.

Who am I borrowing from?

You’ll be borrowing directly from a registered business lender. We simply refer you to them — all loan agreements are between you and the lender.

Is my information safe?

Yes — your details are only shared with the lender we refer you to, for the purpose of assessing your application. We do not sell or distribute your information to any third parties.

Still have questions?

We're here to help you navigate the process.

Get In Touch

LendingDirect

Lending Direct Pty Ltd | ABN 30 690 265 733 Proudly Australian owned | © 2025 Lending Direct. All rights reserved. Privacy Policy.

Ready to Grow Your Business?

Secure the funding you need — quick, simple, and direct.

Get Started

FAQs

Got Questions About Business Loans? We’ve Got Answers.

What is a business loan?

A business loan provides funds to help your company grow, cover expenses, or manage cash flow. You borrow a set amount and repay it over time, usually with interest.

How does approval work?

Enquire online in minutes. We’ll review your details, match you with the best loan options, and give you a decision quickly — often within 24 hours.

What are the costs?

Getting a loan with Lending Direct is 100% free — no fees, no hidden charges, and full transparency from start to finish.

Can I refinance my current loan?

Yes. Many businesses refinance to lower repayments, access better rates, or free up cash flow. We can help you compare options.

What documents do I need?

Most applications require basic business details — like ABN, recent bank statements, and proof of identity. No lengthy paperwork needed.

Are you a lender?

No — Lending Direct is not a lender. We are a referral service that connects business owners with trusted third-party lenders. All loan decisions, terms, and approvals are handled directly by the lender.

Offer credit or financial advice?

No — we do not provide credit or financial advice. Any information we provide is general in nature and for referral purposes only. All assessment and advice will be provided by the lender once you’re connected.

Who am I borrowing from?

You’ll be borrowing directly from a registered business lender. We simply refer you to them — all loan agreements are between you and the lender.

Is my information safe?

Yes — your details are only shared with the lender we refer you to, for the purpose of assessing your application. We do not sell or distribute your information to any third parties.

What is a business loan?

A business loan provides funds to help your company grow, cover expenses, or manage cash flow. You borrow a set amount and repay it over time, usually with interest.

How does approval work?

Enquire online in minutes. We’ll review your details, match you with the best loan options, and give you a decision quickly — often within 24 hours.

What are the costs?

Getting a loan with Lending Direct is 100% free — no fees, no hidden charges, and full transparency from start to finish.

Can I refinance my current loan?

Yes. Many businesses refinance to lower repayments, access better rates, or free up cash flow. We can help you compare options.

What documents do I need?

Most applications require basic business details — like ABN, recent bank statements, and proof of identity. No lengthy paperwork needed.

Are you a lender?

No — Lending Direct is not a lender. We are a referral service that connects business owners with trusted third-party lenders. All loan decisions, terms, and approvals are handled directly by the lender.

Offer credit or financial advice?

No — we do not provide credit or financial advice. Any information we provide is general in nature and for referral purposes only. All assessment and advice will be provided by the lender once you’re connected.

Who am I borrowing from?

You’ll be borrowing directly from a registered business lender. We simply refer you to them — all loan agreements are between you and the lender.

Is my information safe?

Yes — your details are only shared with the lender we refer you to, for the purpose of assessing your application. We do not sell or distribute your information to any third parties.

Still have questions?

We're here to help you navigate the process.

Get In Touch

LendingDirect

Lending Direct Pty Ltd | ABN 30 690 265 733 Proudly Australian owned | © 2025 Lending Direct. All rights reserved. Privacy Policy.

LendingDirect